A scammer jailed for making false dwelling insurance coverage claims about supposedly stolen Lego has been listed as one among final 12 months’s most high-profile insurance coverage fraudsters.
The particular person was sentenced to twenty-eight months in jail after an investigation discovered the claims have been made up, insurance coverage commerce physique the ABI mentioned.
Different insurance coverage fraud circumstances flagged by the ABI embrace somebody who staged automobile crashes with folks they met on-line and a fancy journey insurance coverage rip-off involving a number of pretend identities and paperwork.
The typical worth of a fraudulent declare reached £14,300 final 12 months, the second-highest degree on report, the ABI mentioned.
There was £1.34bn price of fraudulent claims in 2025, a 14% improve on the £1.18bn detected the earlier 12 months.
On the similar time, the variety of detected fraudulent claims fell barely to 93,900, down 2.7% on 2024.
Mark Allen, head of fraud and monetary crime on the ABI, mentioned: “Though the speed of detected insurance coverage fraud fell barely final 12 months, our knowledge reveals that fraudsters are focusing on a lot larger payouts.
“As rising applied sciences comparable to AI develop into extra broadly out there, fraudsters will proceed to search for new methods to take advantage of them.”
Det Ch Insp Simon Klust, head of the Insurance coverage Fraud Enforcement Division (IFED) on the Metropolis of London Police, mentioned: “Insurance coverage fraud just isn’t a victimless crime and those that commit it improve the price of premiums for sincere clients.”
He added that the 250 circumstances a day detected by the ABI final 12 months have been “sadly more likely to be simply the tip of the iceberg”.
