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    Home»Opinions»Letters to the Editor: A ‘pay how you drive’ style of insurance pricing should be universal
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    Letters to the Editor: A ‘pay how you drive’ style of insurance pricing should be universal

    Team_Prime US NewsBy Team_Prime US NewsJuly 24, 2026No Comments2 Mins Read
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    To the editor: Assemblymember Tina S. McKinnor’s Client Driving Information Safety Act is a big, decades-overdue step ahead that might make the motor automobiles and roadways that dominate our lives safer whereas establishing a way more equitable car insurance coverage value construction (“Want cheaper car insurance? You might get it under a bill that allows insurers to track your driving habits,” July 20).

    This laws additionally has the potential to considerably scale back emissions from gasoline-powered automobiles as cost-conscious drivers change into their very own visitors cops and decelerate; scale back the sonic assault of intentionally loud automobiles as they’re pushed with larger restraint; scale back the more and more problematic interactions of motorists and legislation enforcement; and allow the after-the-fact detection of street-takeover miscreants (which hopefully will assist disincentivize this harmful habits).

    This slew of advantages could be maximized by making “pay the way you drive” automotive insurance coverage common. Hopefully, 1988’s Proposition 103 and Client Watchdog, as to automotive insurance coverage, can be a part of the twenty first century and cease stopping this life-saving and environment-protecting progress.

    At a minimal, younger and new drivers, drivers with unhealthy data and people working massive, heavy, pedestrian-endangering, high-polluting automobiles needs to be required to insure with this user-based auto insurance coverage. Full-time public transportation customers like myself (the least offensive street customers on all these counts) are totally tracked on buses and rail all over the place we go; drivers of automobiles, vans and high-performance boutique automobiles don’t deserve larger privateness privileges within the roadway commons all of us pay for.

    Gregory Wright, Sherman Oaks



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